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We are a Licensed Regional Financing Platform

For Investors

Invest in SMEs you Care About. Earn Returns of up to 24%*

  • Generate better returns than fixed deposits and bonds*
  • See a SME project you like? Invest as little as 100 SGD

For Borrowers

Gain Access to Transparent, Cost Effective, and Fast Loans

  • Get money quickly, your way
  • Interest rate between 0.5% – 1.25% per month*
  • No collateral required
Returns of up to

24%

invest from as low as

$100 SGD

financing options of up to

$200K SGD

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WE ARE REGULATED BY

Our services

What we can do for you

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Investing

Investing on SmartFunding is as easy as pie, really. Sign up and sign in to your investor dashboard, make a deposit, and finance a SME project that piques your interest. Best of all, everything is as clear as day: From your returns to your duration to your risks. Yes, it's you who is essentially in the driver's seat---at all times!

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Borrowing

Get funds for your SME business in a matter of days---not weeks or even months. Sign up, sign in, and submit the relevant documents. Yes, that's about it! Once you've done that, we will contact you shortly. Don't worry, everything will be clearly stipulated, including your interest rates, your loan duration, and your loan amount.

Services/Offerings

Our user-friendly financing and investment platform offers the best benefits for both Investors and SMEs.

INVESTORS

STRONGER RETURNS

Generate stronger, higher returns of up to 24% per year*.

SUPPORT MEANINGFUL SMEs

Support your local SMEs that you truly care and find meaningful.

PORTFOLIO DIVERSIFICATION

Mitigate risks by diversifying your portfolio either manually or with our Auto Invest feature. Invest from as little as S$100.

SMEs

ACCESSIBILITY

Choose the funding amount or the best term for you, hassle-free.

TRANSPARENCY

No more hidden fees and interest charges that add more burden.

FAST FUNDING

Receive your money within two working days with complete documentation.

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