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BUILD A CARING, WEALTHY COMMUNITY with our referral program

Support local SMEs.
Refer them to us for the benefit of your community.

Refer SMEs

Do you know any SME Borrowers that need funding? With our Referral Program, you can get in touch with us for commission and referral fees for every successful referral!

Anyone can be our Marketing Agent. For more info, reach out via WhatsApp now!

Here’s how:

  1. Share your unique referral code with the SME

  2. Once funding is disbursed, we will pay you a referral fee.

  3. Share your unique referral code with the SME

Refer Family & Friends

Introduce your friend to invest on Smartfunding, and you can earn S$50 referral reward for every successful referral!

  1. Share your unique referral code with your friend

  2. Your friend must register on SmartFunding as an investor using your unique referral code

  3. If your friend makes a total investment of S$1,000 within 60 days of signing up, you will automatically receive S$50 referral reward in your investor wallet!





SME Referral Terms and Conditions


1. You must be a registered and approved investor on SmartFunding's platform

2. You must not represent yourself as a representative of SmartFunding

3. You must not hold out as financial advisors providing any financial or investment advice

4. The referred SME must receive funding from SmartFunding within 1 year of signing up

Please refer here for the full T&C.

Investor Referral Terms and Conditions


1. You must be a registered and approved investor on SmartFunding’s platform

2. You must not represent yourself as a representative of SmartFunding

3. You must not hold out as financial advisors providing any financial or investment advice

4. The referred user must invest a minimum of SGD1,000 on SmartFunding’s platform within 60 days of signing up

Please refer here for the full T&C.

Frequently Asked Questions (FAQs)

Please login to your SmartFunding account and refer to the “Profile” section.

The referral reward will be automatically credited to your investor wallet.

Please expect your reward to be credited to your account within 15 working days upon a successful referral.