Generate stronger returns of up to 24% per year* compared to fixed deposits as well as popular international indexes for bonds, stocks, and even real estate.
*Actual annual returns depend on investment strategy and may differ from the returns mentioned here.
Who says you can't earn and do good at the same time? By investing in SME loans, you're also supporting local businesses to grow sustainably and profitably.
Mitigate risks by diversifying your portfolio either manually or via our Auto Invest feature. Invest from as little as S$100.
Start investing from as little as 100 SGD, or build portfolios of any size. Hand pick your investments or automate them. You’re always in control here at SmartFunding.
To manage investors’ risks, we put all borrowers through a series of rigorous checks prior to their loans being listed on our platform. Importantly, our non-performing loan (NPL) ratio is at 0% to date—a true testament to our due diligence.
It’s important to note that your funds are never held by us but by our Escrow agent, Vistra. This means that in the event that SmartFunding goes bankrupt, your money is thus protected.