SME Loan Investing in Singapore
Learn how SME loan investing works, including diversification, returns, due diligence, repayment and default risk.
Explore more in Investing and Risk
Investors on our platform can earn attractive returns while supporting local SMEs that they truly care about.
* Terms and conditions apply.
Receive a Huawei Band 6 Smart Watch when you invest a minimum of 1,000 SGD on SmartFunding, before 23 April 2022. *Terms & Conditions: – Open to new investors only. – Submit all required documents and be successfully verified as an investor before 23 April 2022. – Invest a minimum of 1,000 SGD. – While stocks last.
At SmartFunding, we make investing as easy as pie. You invest in loans or projects put up by SMEs, and in return you get profits. How much you will earn will clearly be stipulated in each SME project. Yes, that includes your returns, your duration, and even your risks.
Why be a SmartFunding Investor?
STRONGER RETURNS
Generate stronger returns of up to 24% per year* compared to fixed deposits as well as popular international indexes for bonds, stocks, and even real estate. *Actual annual returns depend on investment strategy and may differ from the returns mentioned here.
MEANINGFUL COMMUNITY BUILDING
Who says you can't earn and do good at the same time? By investing in SME loans, you're also supporting local businesses to grow sustainably and profitably.
PORTFOLIO DIVERSIFICATION
Mitigate risks by diversifying your portfolio either manually or via our Auto Invest feature. Invest from as little as S$100.
THE BENEFITS WE OFFER TO OUR INVESTORS
Easy to Start. Easy to Control. Start investing from as little as 100 SGD, or build portfolios of any size. Hand pick your investments or automate them. You’re always in control here at SmartFunding.
Diversify and Limit Your Exposure
Investor Risk Management
To manage investors’ risks, we put all borrowers through a series of rigorous checks prior to their loans being listed on our platform. Importantly, our non-performing loan (NPL) ratio is at 0% to date - A true testament to our due diligence.
Investor Protection
It’s important to note that your funds are never held by us but by our Escrow agent, Vistra. This means that in the event that SmartFunding goes bankrupt, your money is thus protected.
Investment Opportunities In Various Industries
Education / Preschool
Food & Beverage
e-Commerce
Financial Services
71, Ayer Rajah Crescent, #06-06, Singapore 139951.