Information for SME Loan Investors
Review the process, responsibilities, fees and key risks to consider before investing in Singapore SME loans.
Investors on our platform can earn attractive returns while supporting local SMEs that they truly care about.
* Terms and conditions apply.
Investors must submit all required documents and be successfully verified as an investor before 31 Oct 2021.
Invest a min of 1,000 SGD.
While stocks last.
At SmartFunding, we make investing as easy as pie. You invest in loans or projects put up by SMEs, and in return you get profits. How much you will earn will clearly be stipulated in each SME project. Yes, that includes your returns, your duration, and even your risks.
Why be a SmartFunding Investor?
STRONGER RETURNS
Generate stronger, higher returns of up to 24% per year. *Actual annual returns depend on investment strategy and may differ from the returns mentioned here.
MEANINGFUL COMMUNITY BUILDING
Support local businesses to grow sustainably and profitably.
PORTFOLIO DIVERSIFICATION
Mitigate risks by diversifying your portfolio either manually or via our Auto Invest feature. Invest from as little as S$100.
THE BENEFITS WE OFFER FOR OUR INVESTORS
Investment opportunities with less risk
Diversify your portfolio to mitigate risks. From small mom-and-pop shops in your neighbourhood to rising startups with great upside potential, invest in SME projects that appeal to you the most.
User-friendly online investment platform
Meticulous credit risk management
Investor protection
Your investment funds will be held and protected in a 3rd party escrow account, provided by our Escrow agent, Vistra, which is among the top three service providers globally.